While we know there can be some obstacle to enrolling in college, the counselors believe that everyone at PHS can become a #collegegoingperson. Worried about cost?  We will work directly with you to find the best financial aid and scholarships to fund your college journey.

 

Types of Financial Aid

 

Federal Aid Programs—Federal programs are based on financial need, generally determined by the parents' tax information as entered on the FAFSA. Federal aid may come in the form of grants offered to students or loans made available to students and their parents.

 

State Aid Programs—Most states, including North Carolina, offer state-funded financial aid programs. North Carolina residents (as determined by the Residency Determination Service) will be automatically considered for NC aid upon FAFSA completion.

 

Grants and Scholarships—Awards based on merit or merit plus need. These are "free money" and don't have to be repaid.

 

Loans—Funds loaned through a lending institution or college. Interest rates vary by program. For federal loans, qualifying students—based on need—will not have to pay interest while in school. Loan programs also are available to eligible parents to help with college expenses of their qualifying children.

 

Military Programs—The military offers scholarships and aid programs to enlisted members, ROTC members, and children and spouses of enlisted members.

 

Work-study Programs—Typically on-campus, part-time jobs that allow students to earn money toward their education while enrolled in school. Many schools have a wide variety of work-study positions available.

 

Working and Savings—As the cost of a college education rises, more students and parents will need to put money aside. Lots of college students hold jobs on- or off-campus to help make ends meet.

 

Most people use a combination of these forms of aid to pay for college.